Fintech
Payments, transfers and the systems behind financial products.
Why a Payment Can Be Approved and Still Take Days to Arrive
Approval, capture, settlement and payout describe different stages. Follow the status that matters to you.
Open Banking: What You Share When You Connect an Account
Read the requested accounts, data, duration and payment permissions before approving a connection.
Your Finance App Has a Banking Partner. What Does That Mean?
The app, the account provider and the institution holding funds can be different organizations.
Stablecoins vs. Bank Transfers: Following the Same Payment
A fast blockchain transfer is only part of a payment if the recipient ultimately needs money in a bank.
The Full Cost of an International Transfer
Compare the recipient's final amount, the exchange rate and every fee along the route.
What Happens After You Tap Your Card?
The terminal's approval is one stage in a payment that still has to be captured, cleared and settled.